This blog post, aimed at startups, scale ups, and SMEs, answers the question: What is a cash flow forecast? As fractional CFOs, we've lost count of how many times we've heard a business say: "We're making sales, we're profitable on paper, but we're always running out of cash." If this sounds familiar, don’t worry, you're not alone.

Today's UK budget announcements are not as scary for SME businesses as anticipated, with corporation tax and national insurance rates held, and a move to encourage investment to stimulate the economy. The Financial Market's neutral/marginally positive immediate reaction is a reflection of this. Nevertheless, SME businesses face stiff challenges in the light of National living wage changes which will increase employment costs, and SME business owners will be hit personally wit

You've got a brilliant idea for an early-stage start-up and perhaps you even have a prototype or some early traction, but you need capital to take things to the next level. Has SEIS ever been explained to you in depth?

If hiring a full-time chief financial officer (CFO) feels premature or financially unfeasible, fractional CFO consulting might be precisely what your business needs. As your business grows, you will likely reach a pivotal moment where financial decisions feel increasingly complex and consequential.

In the fast-paced, resource-stretched world of startups, scale-ups, and small-to-medium enterprises (SMEs), the term non-executive director (NED) might sound like something reserved for large corporate boards. Don’t be fooled - bringing the right non-executive director into your business can be one of the smartest, highest impact moves a founder or leadership team can make.

One critical function small businesses often overlook is financial leadership.